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Get a Fresh Start after Federal Student Loan Default

One call does it all!

We're here to help people in Milwaukee County access the U.S. Department of Education's Fresh Start initiative, for free.

Get started at no cost to you

Committed to Serving Borrowers in Milwaukee County

The U.S. Department of Education's (ED's) numerous student loan program policies and benefits are changing.

Committed to Serving Borrowers in Milwaukee County

The U.S. Department of Education's (ED's) numerous student loan program policies and benefits are changing.

Fresh Start is a free opportunity for borrowers to quickly and easily get out of federal student loan default. There's no lengthy resolution process like before, but student loans are confusing! It's why you need to know about Student Loan Start Over, a unique opportunity for Milwaukee County residents to access free loan counseling support. Although Fresh Start is not a loan forgiveness or relief program, its benefits are too important to be overlooked or misunderstood.

The $10,000-$20,000 student loan debt relief (unrelated to Fresh Start) is currently blocked by the courts. As a result, ED has stopped accepting applications as they seek to overturn those orders. Applications from student loan borrowers who have already applied are on hold. For the latest updates, please visit

During these confusing times, regardless of ED's programmatic changes, we're committed to serve defaulted student loan borrowers in Milwaukee County.

The Wisconsin Department of Administration (DOA) awarded Ascendium Education Solutions an Equitable Recovery Grant to help defaulted federal student loan borrowers start over. We're a Wisconsin-based nonprofit with more than 50 years of student loan expertise. We've helped millions of student loan borrowers avoid default or start over after default. We want to help you, too!

  • Free Help to Access ED's Fresh Start

  • Wisconsin-based Nonprofit and DOA Grant Recipient

  • Helping Student Loan Borrowers for 50+ Years

  • Student Loan Expert Trusted by Millions

"I would like to thank the two women [from Student Loan Start Over] that really helped me through the whole process. I definitely couldn't have completed it without them… thank you for all of your help!"

Aisha S. Milwaukee County student loan borrower

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Not in default but still need help?

Access these free resources to successfully navigate student loan repayment.


Make Your Life Easier

Repairing your default can open doors.
No more wage garnishments or tax offsets.
Access to federal student aid to continue your education.
Federal student loan forgiveness programs.
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Get a Fresh Start with One Call

Resolving your defaulted federal loans has never been easier! Our loan counselors will share how Fresh Start works and call your loan holder with you to opt into the program. 

Once your loans are returned to good standing:

  • You'll regain eligibility for federal student aid and forgiveness options.
  • We'll help you select the best repayment plan for your situation, some with payments as low as $0 per month.
One Call Does It All
Mon-Fri 8 a.m. - 4:30 p.m. CST

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Unsure if you have a federal student loan in default?
Visit to find out.