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Recovering from Default Is Easier Than You Think

People in Milwaukee County have a special opportunity to receive free, personalized student loan counseling if they've defaulted on their federal student loans.

Get started at no cost to you

Committed to Serving Borrowers in Milwaukee County

The U.S. Department of Education (ED) is changing numerous student loan program policies and benefits.

Committed to Serving Borrowers in Milwaukee County

The U.S. Department of Education (ED) is changing numerous student loan program policies and benefits.

Operation Fresh Start allows defaulted borrowers the opportunity to reenter repayment in good standing. To date, ED is still clarifying some of the details as to what borrowers will have to do to receive a Fresh Start. As a guarantor, we are in direct contact with ED and receive updates and program details as they formulate them.

$10,000 - $20,000 student loan debt relief is currently blocked by the courts. As a result, ED has stopped accepting applications as they seek to overturn those orders. Applications from student loan borrowers who have already applied are on hold. For the latest updates, please visit

Our holistic student loan repayment support services are imperative and remain relevant as Fresh Start, student loan debt relief and other student loan program changes are operationalized. Our personalized counseling incorporates new ED directives relevant to the borrowers we serve. During these uncertain times, regardless of programmatic changes, we want to reiterate our commitment to serve defaulted student loan borrowers in Milwaukee County.

The Wisconsin Department of Administration (DOA) awarded Ascendium Education Solutions a grant to help defaulted federal student loan borrowers start over. We’re a Wisconsin-based nonprofit with more than 50 years of student loan expertise. We've helped millions of student loan borrowers avoid default or start over after default. We can help you, too!

  • Wisconsin DOA Equitable Recovery Grant Recipient

  • Wisconsin-based Nonprofit Organization

  • Helping Student Loan Borrowers for 50+ Years

  • Student Loan Expert Trusted by Millions

“I would like to thank the two women [from Student Loan Start Over] that really helped me through the whole process. I definitely couldn’t have completed it without them… thank you for all of your help!”

Aisha S. Milwaukee County student loan borrower

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Not in default but still need help?

Access these free resources to successfully navigate student loan repayment.


Make Your Life Easier

Repairing your default can open doors.
No more wage garnishments or tax offsets.
Access to federal student aid to continue your education.
Federal student loan forgiveness programs.
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We Make Starting Over Simple

Student loans are complicated! Our hands-on support includes a personal loan counselor to guide you through resolving your default, from beginning to end. Our counselors have extensive student loan knowledge, making them experts in knowing which questions to ask, the paperwork to complete and the best option for you to start over after student loan default.

  1. Sign Up for this Free Service

    Milwaukee County residents, contact us now to resolve your default!

  2. Get a Personal Loan Counselor

    Through confidential discussions, an experienced counselor will take the time to get to know your unique situation and share the best options to help you start over.

  3. Receive Support Until Your Default is Resolved

    Our counselors are here to help you manage your student loans.

Call Us:
Mon-Fri 8 a.m. - 4:30 p.m. CST

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